Business Details
Award-Winning Mortgage Brokers in London
Chess Mortgages, a trading style of Chess Property Services (London) Ltd, has established itself as an award-winning mortgage advisory firm with over four decades of combined experience in financial services. Our mission focuses on understanding client circumstances and goals to identify the most suitable lending solutions, leveraging extensive market knowledge and a whole-of-market approach. As an FCA-authorised entity, we prioritise bespoke advice tailored to individual needs, ensuring clients receive competitive products and comprehensive protection strategies. Our team of experts specialises in standard and complex mortgage scenarios, including first-time purchases, portfolio remortgaging, and specialist lending for non-standard applicants.With a proven track record highlighted by Google reviews and media recognition, we maintain a client-centric ethos, offering flexible availability from 9am to 9pm seven days a week. Our commitment to transparency includes upfront fee agreements and clear communication throughout the mortgage process, while our holistic approach extends to estate planning and business loan protection services. Operating from offices in Hillingdon and Mayfair, we serve UK-based clients exclusively, maintaining strict adherence to regulatory standards and professional integrity.
Services
First Time Buyer Mortgages
Portfolio Remortgaging
Specialist Mortgages
Bridging Finance
Mortgage Protection
Highlights and features
- We have over 40 years of combined experience in financial services
- Our team holds multiple industry awards for mortgage advisory excellence
- We provide 24/7 client availability with appointments from 9am-9pm
- Our whole-of-market approach covers 90%+ of UK lenders
- We guarantee transparent fee structures with prior agreement
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Award winning advisors
Effortless process
Highly recommended
Professional handling
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process, offering access to exclusive deals and government schemes. Our advisors help navigate deposit requirements, affordability assessments, and property selection. With tailored advice and comprehensive market coverage, we ensure clients secure optimal financing solutions for their first property purchase.
Portfolio Remortgaging
Our portfolio remortgaging service caters to landlords with four or more properties, providing competitive rates and flexible terms. We assess entire property portfolios to optimise financing structures while ensuring regulatory compliance. Clients benefit from our specialist lender panel and expertise in managing complex property investment strategies.
Specialist Mortgages
We handle non-standard mortgage requirements including adverse credit, self-employment, and unusual property types. Our direct access to specialist lenders enables solutions for cases declined by high-street banks. The team provides tailored advice for expatriates, overseas nationals, and applicants with complex income structures.
Bridging Finance
Our bridging finance solutions offer rapid funding for property purchases requiring quick completion. We connect clients with lenders providing terms from 3 months to 3 years, with flexible exit strategies. This service suits property developers, auction purchases, and chain break scenarios.
Mortgage Protection
We provide comprehensive protection plans including life cover, critical illness insurance, and income protection. Our business-focused solutions cover keyman insurance, shareholder protection, and commercial loan security. All policies ensure mortgage obligations remain protected against unforeseen circumstances.
People
Jaz
Mortgage Adviser
Jaz specialises in remortgaging and complex cases, delivering professional service with rapid application processing. Her expertise ensures clients receive tailored mortgage solutions efficiently.
Bob
Mortgage Adviser
Bob provides expert mortgage advice, particularly for urgent property purchases and complex lending scenarios. His forum contributions demonstrate deep market knowledge and client-focused solutions.
Questions
What types of mortgages do you offer?
We provide first-time buyer, remortgage, buy-to-let, portfolio, specialist, and commercial mortgages.
Do you help with complex mortgage cases?
Yes, we specialise in adverse credit, complex income, and non-standard property mortgages.
Are your mortgage advisors regulated?
Yes, we're FCA-authorised and adhere to strict regulatory standards.
What protection services do you offer?
We provide life cover, critical illness insurance, income protection, and business loan cover.
How quickly can you process applications?
Many applications complete within a week, with urgent cases prioritised.
Do you charge fees for your services?
Fees depend on case complexity and are agreed upfront before work begins.
Reviews (4)
Reena Chahal
Feb 08, 2022
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After going through so many mortgage advisors and almost giving up, Jaz helped me to secure a mortgage when it felt impossible. I cannot recommend Jaz at Chess Mortgages enough. She was incredibly professional and extremely dedicated to seeing my mortgage application through. Thank you Jaz, Bob and team, I don't think you will ever realise how much you have changed my life and how grateful I will always be!
Simi Dhindsa
Jan 31, 2022
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This is now the second time I have used Bob and his team to solve our mortgage needs. Jaz was always at the end of a phone call and helped with the entire process. About to complete this week on our purchase and are absolute thrilled with the service they provided. Thank you for all of your help!
Shamit Rooproy
Oct 23, 2021
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I cannot thank Jaz Banipal and Bob Singh for all their efforts in helping my wife and I in securing a mortgage offer. The process was effortless and they took a lot of the weight off of our shoulders. Having gone through getting a mortgage a number of times with different companies and independently, I can safely say using Chess mortgages was by far the best decision we have made in looking for a mortgage. I will certainly be using them again in the future.
Pin Sandhu
Oct 20, 2021
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Absolutely wonderful customer service from Chess, many thanks to Bob and the team. Chess are insightful, responsive and offer a bespoke professional service and I would recommend unreservedly.
